What does an accident victim do, if he or she wants to pay the medical bills as they come in?
Factors that would determine the choice for such a victim
• The type of accident that caused the victim’s injury
• The laws on the books in the state where the accident took place or where the victim lives
• The nature of the same victim’s insurance coverage
Victims of one type of accident can expect their medical bills to be paid as they come in.
Those are victims of a workplace injury. Each of them can request worker’s compensation. That compensation could come to them, as the cost for their injury becomes known. Still, an insurance company might ask the victim to attend an independent medical exam (IME), before agreeing to cover the medical costs.
In certain states an accident victim is not expected to pay medical bills before an injury claim have been resolved.
Those are states that have a no-fault system for handling injuries caused by an on-road collision. In those states the injured driver’s own auto insurance pays all or part of the victim’s medical bills, as per injury lawyer in Citrus Heights.
Holders of a health insurance policy can count on that health insurance provider, when seeking help with the payment of expenses caused by diagnostic services or prescribed treatments.
Each accident victim’s chosen provider of health insurance expects to be reimbursed for coverage of bills caused by an automobile accident. Usually, the victim’s lawyer makes sure that such payments are made. The lawyer receives the check from the defendant’s insurance company.
Payments made by a health insurance provider could also be used in cases where the victim of a workplace accident must attend an IME, before the company’s insurance company will agree to cover their medical costs. Naturally, the same system would cover the medical costs of a bike rider or a pedestrian that needed help with paying bills as they arrived in the mail.
Whether or not an injured bike rider or pedestrian would have to arrange for reimbursement of a health insurance provider would depend on whether or not the same bike rider or pedestrian had access to coverage from an auto insurance policy. After all, some owners of cars also own bikes, and some of them prefer to walk, when a short trip can ensure completion of a given errand.
The victim of a hit-and-run incident would certainly need the sort of financial backing that could come from a health insurance provider. Often, such victims are expected to help with identification of the responsible driver, in order to be in a position for going after monetary compensation. After all, that compensation must come from the same driver’s car insurance company.